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Home Buyer Tips: Buying an Automobile |
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Home buyer tips. If you are looking to buy a home, you may want to think twice about buying that automobile. It can effect your income that the lender will use in figuring what home price you can afford. |
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| Tips For Home Buyers: Buying an Automobile |
When an individual's income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind.
The desire to spend money.
Since people have a special love affair with the automobile, this becomes a high priority item on the shopping list. Later, other things will be added and one of those will probably be a house.
However, by the time home ownership has become more than a distant and hopeful dream, you may have already bought the car.
It happens all the time, sometimes just before you contact a lender to get pre-qualified for a mortgage, so you know how much you can afford.
As part of the interview, you may tell the loan officer your price target. He will ask about your income, your savings and your debts, then give you his opinion. "If only you didn’t have this car payment," he might begin, "you would certainly qualify for a home loan to buy that house."
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Tired of searching though tons of homes for sale? Can't find your dream home. Fill out my simple form to find a home that matches your exact criteria. I'll do all the searching for you, and email you whatever I come up with.
When you want to buy a home in Southern Maryland you need buyer representation. Someone to look out for your best interest. The bonus is that I offer my services to buyers free.
Call me today before you go look at a home. If you are thinking about buying a new home, be sure to contact me before you walk into the model home. The agent there is working for the builder, not for you!
Plus, the builder has already figured in both of the real estate agents commissions into the price of the home. So the best thing to do is to get an agent, especially since you're going to pay for it anyway.
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